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Design change?? or not to Change Design??

I’m writing this page to give views of you guys about the Consumer Product Safety Seminar which i attend recently at the Legend Hotel Kuala Lumpur on 27-28th November 2006. There’s one speaker, Dato’ Dr. Sothi Rachagan from Consumers International; who gives his preamble talks on Consumer Protection Act 1999.

Its a wonder of his talk when he give a classical example on how the ATM machines work whereby the system when it was first introduced is using the mechanism on “cash comes out” later on followed by “cards comes out” order. To that point, when it was new, many customer who uses the machine tends to forget that when withdrawing cash from ATM, they accidentally or not accidentally forgot to take the card. By having “cash comes out” first, the customer takes the cash and walk away regardless of taking the card with them. Funny hah?? not funny? So…what the bank does is…..hehehe to take advantage of this situation, they purposely charge a penalty for those who lost their card.

This have created chaos to the public which is known as “unfair” Now, what happend is that complaints received from the authority by the public regarding this matter. In that case, the authority have instructed the bank to change the design of the ATM machine by having to turn it into “card comes out” and then “cash comes out” order. They have change the design as prescribe by the authority. And everybody is happy!! Now it is fair eventhough the bank set a penalty towards ATM card loss. The lesson from this is that….hey…you’ve got to be a capitalist to in order to make money in this world…but please, it must be a reasonable one. Don’t be an opportunist by charging people on this remote problems. But its a morale too when you can create an income by having to piggybacking on hard situation. Hmmmmmm…think!!! Business!!:)..

Really into love…The Engagement Day

Well….since i hae nothing to do….i think i would like to introduce to the world my future wife.

We’ve have the engagement ceremony on the 2nd of September 2006. Accordingly to the Malay Customs.

Getting engaged first hehe…..what a day..

Me and My Future Wife on the Engagement day

My mother commemorates with RING as a sign of engagement

Me and my Fiance…..hehe :)

Oh god bless us!!!

Well….my fiance’s name is Alia-Anum….

Rais wrote in ” TabahyouAll” and he quoted that ;

ASSALAMUALAIKUM …
lamanya aku dak buat apa2 kt blog ni, sekadar bagi komen je la kan. Al maklumlah..xde modal …
ari nipun sbb cip blogger cik aiza still sesat kat bali, Indonesia…xbalik2 lagi so kena la aku tulun kawan kita yg sorg ni .. (oit bik aiza..kapan mau pulang ke malaysia..kawan2 udah kangen banget dengan kamuuuu..).Dia cakap dia malu nak announce sendiri so aku pong tulun la sama dia.

“Anum ada kawan..nama dia nik husni..umur 25 mcm anum..tapi dia kecikkkkkk je tapi bila ketawa ish..ish..ish….anum xkisah.Kalau karaoke dia selaaaaluuuu nyanyi lagu lama…anum xkisah.Bila borak2 dia selalu tanya pasal cincin la, kasut la, plamin la n lagi advance pasal anak…hehe..anum xkisah..pok nik sakit..dia G.A.T.A.L. nak kawin..anum xkisahhhh..(suka sebenarnyeeeee..eyahhoooooo!!!)”

Sahabat kita saudara Pok Nik Husni telah selamat melangsungkan majlis pertunangnnya dengan alia anum a.k.a alia masak ranum..hehehe.. jgn marah pok nik !!Sape la yg xkenal pok nik ni kan..dimana ada pok nik..disitu ada pok ling…n dmana ada pok ling..dsitu ada pok zam a.k.a lelaki baik. Dia info majlis pertunangan dah selamat pada 2hb lepas n dijangka majlis pernikahan pada bulan februari atau mac tahun depan.

So pada suma, sediakan wang anda !!
untuk Pok Nik ..
selamat bertunang
semoga tercapai apa yang dihajati
Insya-Allah semuanya ok
Jgn takut sangat
If anything to talk about u can call me anytime..!!

Haha…only understandable by me…thanks Rais…

Just wanna to introduce…don’t play play huh!!!

I find it hard…

I find it hard to settle my credit card debts.

WHy?? The reason being;

1. i’m spending lavishly without proper planning

2. Thinking that i could be able to settle all the credits by the pay day..( eventually couldn’t pay)

3. Poor credit management

4. Having four (4) credit cards that amounted to RM 16000 credit facilities make the world really yours…Bad attitude

Now…i think that i’m in trouble for could not paying the whole lump sump of the credit outstanding and only capable of paying the minimum requirements. Damn…this really kills me as nearly half of my day job salary are used to settle the minimum payment :(

Pity me…..now i’m searching for any alternative and hopefully i could pay.

Hell….i’m getting married in the next three month….

Hopefully i can settle this…

Hello World !!!

NikHusni…The Story Begins About Life….

This should be my first posting to the World on the internet. Well, my objectives of setting up this blog is to express my gratitude and personal views on life….this should be my journey to the unknown world of my life.

You would be able to read my ramblings and thoughts on my routine and new findings about life…

Please do read the “About” page and you’ll understand clearer of who am I.

Hope to explore new things and having fun in the blogospehere ..

NikHusni